@Green__CenturySave for a Green Future with a Green Century Funds IRA
Save for your retirement by opening an IRA account and invest for a green future with the environmentally responsible Green Century Funds.
Open an IRA
IRA Transfers & Rollovers
Contribute to an Existing Green Century IRA
Learn about IRAs
Open an IRA
To open a Green Century Funds IRA:
1. Read the Green Century Funds Prospectus
2. Review the Green Century Funds IRA Disclosure Statement
3. Download, print and complete the IRA Account Registration Form. If you are opening a Green Century Funds SEP-IRA Account, also complete IRS Form 5305-SEP.
4. Mail the completed form(s) along with a check for your initial investment to:
Green Century Funds
P.O. Box 6110
Indianapolis, IN 46206-6110
Please call 1-800-93-GREEN or consult a tax professional if you have any questions regarding IRA accounts.
Trouble downloading? Send an email request for printed copies of the documents and forms.
IRA Transfer / Rollover
If you have an IRA account at another financial institution that you would like to transfer to the Green Century Funds or if you have a 401(k) account with a past employer that you would like to rollover into a Green Century Funds IRA, please follow these steps:
To open a Green Century Funds IRA:
1. Read the Green Century Funds Prospectus
2. Review the Green Century Funds IRA Disclosure Statement.
3. Download, print and complete the IRA Account Registration Form. If you are opening a Green Century Funds SEP-IRA Account, also complete IRS Form 5305-SEP.
4. Mail the completed form(s) along with a check for your initial investment to:
Green Century Funds
P.O. Box 6110
Indianapolis, IN 46206-6110
Please call 1-800-93-GREEN or consult a tax professional if you have any questions regarding IRA accounts.
Trouble downloading? Send an email request for printed copies of the documents.
Contribute to an Existing Green Century IRA
Already have a Green Century IRA account? Click here to access your account.
There are several different types of IRA accounts:
Traditional IRA
For 2012, you may contribute up to $5000 each year into a Green Century Funds Traditional IRA; for 2013, the contribution limit is $5500. If you are over 50 years old, the contribution limits are $6000 for 2012 and $6500 for 2013). Individuals not covered by a retirement plan at work, and people covered by a retirement plan who meet certain IRS income guidelines may be able to deduct their contributions from their taxable income each year. When you retire, distributions from your IRA are generally taxed as ordinary income.
Roth IRA
For 2012, you may contribute up to $5000 each year into a Green Century Funds Roth IRA; for 2013, the contribution limit is $5500. If you are over 50 years old, the contribution limits are $6000 for 2012 and $6500 for 2013). Roth IRAs differ from Traditional IRAs. With a Roth IRA, you cannot deduct your current year contributions from your taxable income. However, upon retirement, distributions from your Roth IRA are generally not taxed as ordinary income.
SEP-IRA Account
A Simplified Employee Pension (SEP) plan allows self-employed people and small business owners to establish SEP-IRAs for the business owner and any eligible employees. SEP-IRAs have specific eligibility rules and contribution limits (as described on IRS Form 5305-SEP). Otherwise SEP-IRAs follow the same rules as Traditional IRAs. If you are interested in opening a Green Century Funds SEP-IRA Account, in addition to reading the IRA Disclosure Statement and filling out an IRA Account Registration Form, you will also need to complete IRS Form 5305-SEP. You may obtain the 5305-SEP form at the IRS website, www.irs.gov or by downloading here.
Please call 1-800-93-GREEN or consult a tax professional if you have any questions regarding IRA accounts.
Trouble downloading?
Send an email request for printed copies of the documents.